- You have been resident in the UK for the last 12 months
- You are aged between 19 (21 if male) and 80
- Your car must have a UK registration number or not a registration number starting with 'Q'
- No cover for residents of Northern Ireland and the Channel Islands
- Age of vehicle must not exceed 20 years
- Excludes the following occupations: performer or presenter in films, TV, radio, music or other performing arts; professional model; professional sportsperson, manager or coach; non UK armed forces or diplomatic staff; taxi or minicab driver, proprietor or controller; connected with gaming, nightclubs, circuses, fairgrounds, amusements, street trading, scrap waste, second hand dealing, fast food delivery