Motor Insurance Glossary
|Claims History||Conviction History||Disqualification|
|Multiple Quotes||Business Use||Vehicle Ownership|
|Quote & Buy Online Sites||Quote Online Sites|
|Quote Request Sites||Other Sites|
|'3 in 5 years' (for example)|
Means, to get an internet quote you must not have more than 3 claims in the last 5 years.
Windscreen Claims are ignored.
|'4 in 5 years' (for example)|
Means, to be eligible for an Internet quote, you must not have more than 4 driving convictions in the last 5 years.
'Up to 6 points' (for example)
Means, to be eligible for an Internet quote, you must not have more than 6 points on your driving licence.
|'0 in 5 years' (for example)|
Means, to be eligible for an Internet quote, you must not have any disqualifications in the last 5 years.
|Some sites offer you the choice of more than one quote or will select the best quote from a panel of insurers.||More Definitions|
|Some insurers exclude the use of your vehicle for business purposes.|
'Yes' means that Business Use is permitted.
|'Self' or 'Main User'|
Means, to be eligible for an Internet quote, the vehicle needs to be registered in the proposers name, normally at the same address.
Means, to be eligible for an Internet quote, the vehicle needs to be registered in a family members name, normally at the same address.
|SoreEyes donates 50% of income from supporting insurers to Sight Savers International, the leading UK charity, which helps prevent blindness and restores sight in developing countries.|
'Yes' means that this is a supporting insurer.
|Quote & Buy Online Car Insurance Sites|
|These are the most sophisticated sites enabling you to obtain a firm quotation and buy securely online (or via telephone where preferred).||More Definitions|
|Quote Online Car Insurance Sites|
|These sites offer a firm quotation online but have no payment facility. You will need to speak to the insurer direct to make a payment.||More Definitions|
|Quote Request Car Insurance Sites|
|Basic non-interactive sites including a form that you can e-mail to request a quote. Expect a response within 1 or 2 days via e-mail, post, fax or telephone.||More Definitions|
|Other Car Insurance Sites|
|These sites only give basic information about the company including contact details.||More Definitions|